gtbank account balance

How to check Gtbank Account Balance

The amount of money in a financial repository at any given time is known as an account balance. After debits and credits are accounted for, the account balance is always the net amount. Account balances may also include debts, such as those for electrical bills or mortgages, which arise repeatedly.

If you are an Access Bank customer, you can find a complete tutorial on how to check your Access Bank account balance right here.

gtbank account balance


Guaranty Trust Bank Limited is Nigeria’s most valuable bank, with a market capitalization of N840.26 billion at the time of this writing.
Guaranty Trust Bank Limited is a subsidiary of Guaranty Trust Holding Company PLC, also known as GTCO PLC, a multinational financial services group headquartered in Victoria Island, Lagos.

GTCO PLC provides retail and investment banking, pension management, asset management, and payments services. GTCO Plc was formed in July 2021 as a result of Guaranty Trust Bank PLC’s corporate reorganization into a Holding Company.

Guaranty Trust Holding Plc was founded in 1988 by over 35 young Nigerians in their thirties, led primarily by Tayo Aderinokun and Fola Adeola, but also by Femi Pedro, Gbolade Osibodu, Femi Akingbe, and Akin Opeodu.


Guaranty Trust Holding Company Plc currently operates 11 banking subsidiaries and intends to expand into payments, asset management, and pension management.

GTCO PLC is represented internationally through the following subsidiaries:

  • GTBank Nigeria – Lagos, Nigeria
  • GTBank Kenya – Nairobi, Kenya
  • GTBank Rwanda – Kigali, Rwanda
  • GTBank Uganda – Kampala, Uganda
  • GTBank Côte d’Ivoire – Abidjan, Ivory Coast
  • GTBank Gambia – Banjul, Gambia
  • GTBank Ghana – Accra, Ghana
  • GTBank Liberia – Monrovia, Liberia
  • GTBank Sierra Leone – Freetown, Sierra Leone
  • GTBank UK – London, England, United Kingdom
  • GTBank Tanzania – Dar es Salaam, Tanzania

There are many advantages to using the GTBank account balance USSD checking code to check on the status of your GTBank account.


It will assist you in checking if you are running out of funds or if you are getting close to the GTBank minimum balance requirement.

In order to know your GTBank balance in real-time, you must check your balance on your phone. You do not need to visit the bank in order to find out this information.

How to check Gtbank account balance with USSD

You can check your account balance by dialling the USSD code *737#, which is available on many mobile phones.


The actual code to use in order to check your phone’s balance is *737*6*1#.

Following the successful dialling of the USSD code on your phone, follow the on-screen instructions to obtain the current balance of your bank account.

The most important thing to remember is to enter your PIN before your balance is displayed.


You will only need to do this once when checking your account balance using the GTBank transfer code.

The above code may not work for you for any reason; in that case, you must register for mobile banking USSD codes by dialling *737# and following the registration instructions.

You can access your Gtbank statement or account balance using the phone number associated with any of the mobile networks, including MTN, Glo, Airtel, and 9mobile.


How to check Gtbank account balance via the Mobile app

In the majority of cases, you will be able to use the GTBank USSD code method described above. You can, however, check your balance by using the GTBank Mobile App, which is available for Android and iOS devices.

To do so, go to the Google PlayStore or the Apple App Store and download the GTBank mobile application.

Following the installation of the app, you must log in using your GTBank credentials.


If you haven’t already done so, you’ll need to do so before you can use the mobile app to check your account balance.

How to check Gtbank account balance online

Using the GTBank internet banking portal, you can easily check your account balance online.

This means you can log into the GTBank online banking portal and check your account balance directly from your dashboard.


How to check Gtbank account balance via SMS

You will receive an SMS indicating your balance if you use the mobile banking USSD code.

That is how GTBank SMS account balance checking works.


That is all there is to checking the balance of your GTBank account on your phone via the USSD code, SMS, mobile banking app, or online via the internet banking portal. We appreciate your time in reading and invite you to return for updates and additional content.

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